Shumate Mortgage Team – Dependable Home Loans Across Georgia and the Southeast – Guiding Georgia and the Southeast Home — One Loan at a Time. With over 25 years of experience, our team is committed to clear communication, great rates, and stress-free home financing.

The Latest Posts From Our Blog

What’s Really Moving Mortgage Rates Right Now? A Clear Look at the Forces Pushing Up—and Pulling Down

If you’ve been watching mortgage rates lately and wondering, “Why do they seem so unpredictable?” — you’re not alone. Behind the scenes, investors in the mortgage-backed securities (MBS) market are constantly adjusting expectations. Most recently, we’ve seen a meaningful shift: the probability of a March 2026 Fed rate cut has dropped by more than 10%…

by chrisshumate.com March 10, 2026

Chris Shumate – Fairway Home Mortgage Voted Best of Gwinnett 2025

Chris Shumate – Fairway Home Mortgage Voted Best of Gwinnett 2025 We are honored and excited to announce that Chris Shumate – Fairway Home Mortgage has been officially Voted Best of Gwinnett 2025 in the Financial Services category! This recognition is especially meaningful because Best of Gwinnett is determined by community votes and customer support…

by chrisshumate.com February 23, 2026February 23, 2026

Using Your Tax Refund for a Down Payment on a Home

Tax season often brings a welcome financial boost. For many buyers, a tax refund can be the extra push needed to move from “thinking about buying” to actually becoming a homeowner. If you’re planning to buy a home in Georgia or anywhere in the Southeast, your tax refund may be a smart way to help…

by chrisshumate.com February 2, 2026

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According to IRS data and independent tax analysts, many households are forecasting larger tax refunds this year due to recent tax law changes. That refund could be more than extra cash—it may help with a down payment, closing costs, and provide a clear, well-planned path to homeownership.

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Is a housing crash coming? Will home values drop? | Let’s talk facts

VA Loans Questions Answered- Key Insights to help Veterans secure home loans

3 Top Wealth-Building Tips For Young Adults

Price Reduction vs. Seller-Paid Closing Cost

Mortgage Rates 2025: What the Fed Rate Cut Means For Homebuyers

Top 5 Mortgage Questions Answered with Chris Shumate Fairway Home Mortgage

Fed Rate Cut: What You Need To Know

Refinancing- What You Need To Know

Interest Rates Dropping! Combine with 0.5% Discount for first year, perfect opportunity to connect!

Real Mortgage Savings! What if you could save on your mortgage for the first year?

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Contact Us:
Chris Shumate | NMLS: 627360 | Senior Loan Officer and Sales Manager
1810 Peachtree Industrial Blvd., Suite 235 Duluth, GA 30097 | 404-791-3155 | chriss@fairwaymc.com | http://www.chrisshumatefairway.com