Shumate Mortgage Team – Dependable Home Loans Across Georgia and the Southeast – Guiding Georgia and the Southeast Home — One Loan at a Time. With over 25 years of experience, our team is committed to clear communication, great rates, and stress-free home financing.

The Latest Posts From Our Blog

The Best Time to Buy a Home in 2026 May Be Right Around the Corner

For buyers who have been waiting for a sign that the market is finally shifting in their favor, this might be it. According to recent research from Realtor.com, the week of September 27 through October 3, 2026 is projected to be the best time to buy a home nationally due to a combination of increased…

by chrisshumate.com September 23, 2026

The Fed Raised Rates Today. Here’s What It Actually Means for Homebuyers.

The Full Story Is Much More Important. If you’ve seen today’s headlines, you’ve likely heard that the Federal Reserve raised its key short-term interest rate by 0.25%, moving the target range from 3.50%-3.75% to 3.75%-4.00%. Whenever the Fed makes a move like this, one of the biggest misconceptions I hear is: “Mortgage rates just went…

by chrisshumate.com September 16, 2026

The Lowest Rate Isn’t Always the Best Lender: What Homebuyers Need to Know

When you’re shopping for a mortgage, it’s natural to compare interest rates. After all, the rate affects your monthly payment and the overall cost of your loan. But here’s something many homebuyers don’t realize: The lender with the lowest interest rate isn’t always the best lender. In today’s competitive housing market, choosing the right mortgage…

by chrisshumate.com July 17, 2026July 17, 2026

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Realtor.com just named September 27 through October 3 the best time to buy a home in 2026, pointing to a combination of more inventory, more price reductions, and less competition from other buyers. After watching this market all year, we’d say they’re onto something... and honestly, we agree.

Agents, Join Us Tomorrow! We still have a few spots available.

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The Lowest Interest Rate Isn’t Always The Best Mortgage Lender

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Why Private Mortgage Insurance Might Actually Make Sense

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Don’t House Hunt Until You Do This.

If a mortgage lender says THIS to you…🚩

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3 Top Wealth-Building Tips For Young Adults

Price Reduction vs. Seller-Paid Closing Cost

Mortgage Rates 2025: What the Fed Rate Cut Means For Homebuyers

Top 5 Mortgage Questions Answered with Chris Shumate Fairway Home Mortgage

Fed Rate Cut: What You Need To Know

Refinancing- What You Need To Know

Interest Rates Dropping! Combine with 0.5% Discount for first year, perfect opportunity to connect!

Real Mortgage Savings! What if you could save on your mortgage for the first year?

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