Shumate Mortgage Team – Dependable Home Loans Across Georgia and the Southeast – Guiding Georgia and the Southeast Home — One Loan at a Time. With over 25 years of experience, our team is committed to clear communication, great rates, and stress-free home financing.

The Latest Posts From Our Blog

Your Mortgage Payment Went Up — Here’s Why

If you’ve opened your mortgage statement recently and thought, “Why did my payment go up?” — you’re not alone. This is one of the most common questions homeowners ask. The good news? In most cases, there’s a clear explanation—and even better, there are ways to plan for it. 🎥 Watch: Quick Breakdown The Real Reason…

by chrisshumate.com April 14, 2026April 14, 2026

Condo Financing Just Opened Up: What Buyers and Homeowners Need to Know in 2026

Condo Financing Is Opening Back Up If condos have felt difficult—or even impossible—to finance over the past few years, you’re not alone. Rising insurance costs, stricter lending guidelines, and project eligibility issues created major roadblocks for buyers and homeowners. The good news? That’s changing. Recent updates from Fannie Mae and Freddie Mac are opening the…

by chrisshumate.com April 6, 2026

What’s Really Moving Mortgage Rates Right Now? A Clear Look at the Forces Pushing Up—and Pulling Down

If you’ve been watching mortgage rates lately and wondering, “Why do they seem so unpredictable?” — you’re not alone. Behind the scenes, investors in the mortgage-backed securities (MBS) market are constantly adjusting expectations. Most recently, we’ve seen a meaningful shift: the probability of a March 2026 Fed rate cut has dropped by more than 10%…

by chrisshumate.com March 10, 2026

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3 Questions We’ll Cover on Your Mortgage Pre-Qualification Call

What’s Really Moving Mortgage Interest Rates Right Now?

Don’t House Hunt Until You Do This.

If a mortgage lender says THIS to you…🚩

3 Things I Won’t Do As Your Mortgage Lender

Under Contract on a home? What Happens Next in the Mortgage Process

Is a housing crash coming? Will home values drop? | Let’s talk facts

VA Loans Questions Answered- Key Insights to help Veterans secure home loans

3 Top Wealth-Building Tips For Young Adults

Price Reduction vs. Seller-Paid Closing Cost

Mortgage Rates 2025: What the Fed Rate Cut Means For Homebuyers

Top 5 Mortgage Questions Answered with Chris Shumate Fairway Home Mortgage

Fed Rate Cut: What You Need To Know

Refinancing- What You Need To Know

Interest Rates Dropping! Combine with 0.5% Discount for first year, perfect opportunity to connect!

Real Mortgage Savings! What if you could save on your mortgage for the first year?

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Contact Us:
Chris Shumate | NMLS: 627360 | Senior Loan Officer and Sales Manager
1810 Peachtree Industrial Blvd., Suite 235 Duluth, GA 30097 | 404-791-3155 | chriss@fairwaymc.com | http://www.chrisshumatefairway.com